For the Individual Client and their Family:  ​We help you to set financial goals that will enable you to live the life you hope for.

For the Business: ​​ 

We will lighten your load and offer you cost certainty by finding you the most effective and flexible options for your employee benefits and group retirement savings plans.

Our value proposition

At DC&A, each client is unique. We focus on building long-term relationships, providing you with a sense of stability for your financial future, no matter what it may bring.

For the Employee: ​  We will offer you guidance and advice to ensure that you and your family are protected when and where you need it. We will also help you select investments to meet your short and long term goals.

At Deverall, Calma & Associates, we have a deep understanding of the world of finance

and are able to make it relevant to you – no matter what your situation.

We're proud of our professional association with these fine organizations

Copyright Deverall, Calma & Associates 2A - 209 Frederick St. Kitchener, ON N2H 2M7 
Phone: 519-741-1259  Fax: 519-741-1592 E-mail:

For the Business Owner:  We help you plan for both the inevitable, and the unexpected through advanced strategies in financial, taxation and estate planning. We work closely with your Accountant and Lawyer to ensure all of your professionals are working in the same direction.

Advice that makes sense.